Myself i don't really Mind getting 12-15 meg During prime time in the slighest I consider that Perfectly acceptable UP to speeds. i do all my downloading in the free window anyways. Packet loss is not an issue for me atm if it becomes one and affects my voip or gaming then tek will have a mad me until then i am good p:) -- Every time Someone leaves Sympatico an Angel gets its wings.
My main internet activity is live tv streaming in the evenings. I would be happy with 12-15 meg during prime time because it would be enough for this purpose, but the fluctuations in the bit rate causes constant buffering. I myself don't download because there's nothing worth downloading IMHO.