said by Bob4:But the insurance company will give him retail value, not auction value.
Depends on the carrier... as to what value the consider.
I don't think it's a total and I don't think either carrier has said it was yet. But if t is, then I'd recommend getting values from both carriers to see who will pay more. You might be surprised. I've worked for carries that average all 4 NADA values to determine value. I've worked for carriers that take the highest retail NADA value and pays this. This can mean a 20% difference in value.
A carrier would rather have you pick one carrier to go through but there is nothing to stop you for "thinking" about filing with each carrier, getting them to give a value, and then picking only one to file with.
