said by Snowy:"The officer contacted Bank of America corporate security and confirmed that this is fraud". said by Whip:
I'm actually thinking it may be someone that knows whoever's house it was left at because there have been no other reports. Why would it have been left at THAT house?
I've had this in the back of my mind...
I'd think it it's more likely to be not nefarious activity at all, just an unfortunate string of miscommunications than a scenario where the ID thief had a special interest or knowledge about the intended victim.
BofA does indeed leave envelopes with a note to call on front doors, fences etc... in certain situations.
When (if) the client calls them BofA does have a verification process that must be successfully completed prior to them discussing whatever matter needs discussing.
An imaginative or really high strung customer could mistake the verification questions as phishing questions.
e.g., BofA: What's the last 4 digits of your SSN?
Customer to Police Officer: They wanted to get my SSN! I refused to tell them, then called you!
Police Official to BofA: Do you ask for the clients SSN?
No, we only verify the last 4 digits
I wouldn't be dismissive this is just some high strung customer, etc. (Don't we want people to be suspicious and not considered "high strung"?).
Besides, we'd have to assume the police officer didn't investigate the phone number wasn't BoAs but is just saying don't call it on his gut?
For lack of information here, we can only guess. But with the sheer amount of BoA regular phishing attempts casting a wide net over BoA and NON-BoA customers alike - We don't even know that the potential victims here are even BoA customers to begin with. THAT could have been first their clue. This area is FLUSH with banks - BoA is not especially prominent among the fray. BoA mortgage? Not that people couldn't have them, but they aren't special. I dunno, but the fact that it was claimed to be from BoA made my ears perk up alone because of it's favored use among phishers.