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dirtyjeffer
Anons on ignore, but not due to fear.
Premium
join:2002-02-21
London, ON
reply to HiVolt

Re: [Serious] QC Dying with dignity

it could get complicated though...i was thinking about life insurance policies...i mean, i suppose you could still hang yourself, etc, but perhaps doctor assisted suicides would be easier, requiring more payouts??...i don't know, just thinking out loud here.


standard

@videotron.ca
said by dirtyjeffer:

it could get complicated though...i was thinking about life insurance policies...i mean, i suppose you could still hang yourself, etc, but perhaps doctor assisted suicides would be easier, requiring more payouts??...i don't know, just thinking out loud here.

Standard clause is to pay-out after two years of signing the life insurance. If you off yourself before two years, no pay-out.


Mike2009

join:2009-01-13
Ottawa, ON
kudos:3
Reviews:
·TekSavvy DSL
said by standard :

said by dirtyjeffer:

it could get complicated though...i was thinking about life insurance policies...i mean, i suppose you could still hang yourself, etc, but perhaps doctor assisted suicides would be easier, requiring more payouts??...i don't know, just thinking out loud here.

Standard clause is to pay-out after two years of signing the life insurance. If you off yourself before two years, no pay-out.

That's correct.


J E F F
Whatta Ya Think About Dat?
Premium
join:2004-04-01
Kitchener, ON
kudos:1
Reviews:
·Rogers Portable ..
reply to standard
That's true. I wonder if it changes if it's Dr. assisted? Or simply would it be an assumption at time of buying insurance that this would not take place? I could see term-life insurance companies barring those who'd consider assisted suicide.
--
If you can't explain it simply, you don't understand it well enough. - Albert Einstein


Thane_Bitter
Inquire within
Premium
join:2005-01-20
Reviews:
·Bell Sympatico
If a person has a terminal disease or illness and is attempting to get coverage in all likelihood they will be out of luck, if they lie or fail to disclose an illness on the application its cause for the company to terminate the coverage. If a person had a history of suicide attempts, again they would have a hard time getting coverage.


J E F F
Whatta Ya Think About Dat?
Premium
join:2004-04-01
Kitchener, ON
kudos:1
Reviews:
·Rogers Portable ..
I seem to recall that in Japan suicide is an accepted form to get an insurance payout if the husband/father fails to provide for his family. Or at least that used to be the case.
--
If you can't explain it simply, you don't understand it well enough. - Albert Einstein


hm

@videotron.ca
reply to J E F F
said by J E F F:

That's true. I wonder if it changes if it's Dr. assisted? Or simply would it be an assumption at time of buying insurance that this would not take place? I could see term-life insurance companies barring those who'd consider assisted suicide.

I do believe precedent has already been set in Canada (or Quebec) that a terminally ill can cash out on some life insurance before death in certain circumstances. Recall a court decision on this. But it's been too long to recall all the details/specifics.

One can not tell if you are going to get pancreatic cancer 5 months after signing and given 3 months to live.

And if it's legal to do so in Quebec (and suicide is legal in Canada), and it's due to pain and suffering, I can see it happening. Ins. Co. will have no say. After-all, the outcome is inevitable.

But I would expect them to try and save a dollar and try to fight this, but in QC it wouldn't work if it becomes law. Which it will since they already do it.


Gone
Premium
join:2011-01-24
Fort Erie, ON
kudos:4
reply to J E F F
said by J E F F:

I seem to recall that in Japan suicide is an accepted form to get an insurance payout if the husband/father fails to provide for his family. Or at least that used to be the case.

They have a completely different culture toward suicide over there. I also don't think someone would be able to get a life insurance policy and then kill themselves the next day, even in Japan.


heh yeah

@videotron.ca
said by Gone:

They have a completely different culture toward suicide over there. I also don't think someone would be able to get a life insurance policy and then kill themselves the next day, even in Japan.

LOL indeed.
If one looks up the Titanic sinking and the one and only Japanese survivor and what he had to live with, you will see where they come from. The entire country was practically calling for this guy to kill himself as the honourable thing to do.

A little twisted.. but hey.. look it up for yourselves.