reply to anon anon
Re: Of course... I think they point of the separation is that the phone loan is separate from the phone communication service. If you have to sign a 2-year communication service contract, then they still have subsidies.
Personally, I would expect a 2 year loan contract, not a two year service contract.
Anyway, I don't want any phone from T-mobile and I certainly would not pay full price for it and still suffer the bloatware. I buy my phones from OEM only. But I can afford that.
"Then said I, Wisdom [is] better than strength: nevertheless the poor man's wisdom [is] despised, and his words are not heard. " Ecclesiastes 9:16