First off, Directv does not charge a lease fee. There is a $6 mirroring fee that is applied for every additional receiver but no monthly lease fee. When you first start service you get this equipment free it is leased yes but there are no lease fees. If you want to upgrade there may be a ONE time lease fee but not a recurring lease fee. And the protection plan covers your sattelite dish even though once it is installed it is YOUR property. And to be perfectly honest if there is something wrong with your equipment along the road then it is not Directv's fault. When they sent it to you it was working fine. It's not their fault if it develops a problem down the road. Please learn your facts.