Tell me more x
, there is a new speed test available. Give it a try, leave feedback!
dslreports logo
    All Forums Hot Topics Gallery


Search Topic:
share rss forum feed
« ConsumerUh, no... »
This is a sub-selection from cash


Altadena, CA
reply to CXM_Splicer

Re: cash

I was burned by disputing a charge back in 2000 when I used a debit card to buy some deal online. The place charged me full price and took over 6 months to finally refund me. Never would use a debit card again for anything but gas. Anywhere can overcharge you and then the money can be gone if your account isn't holding a lot of money. I was in college and that set me back over $500 which hurt a lot then.

Google wallet seems pretty nice, except they want to charge a monthly fee to use it. So forget about that.

My views are my own.
Yea.. a third party holding on to your debit/credit information so they can take a cut is just what the dr. ordered.

Debit cards are covered under Regulation E and have plenty of protection so long as YOU take steps to ensure that you are using them correctly. The only difference between the debit and credit card issue is one is backed by your money while the other is backed by the bank.

I've had issues with my debit cards in the past and the banks have always handled them correctly and within the time prescribed by law. (often sooner)

Make note though, charge backs are not there to protect you just because you dispute an issue with the merchant.. they're not going to stand behind you becuase you're not happy and want a refund either.. many people believe this. It's there to protect you against fraud AND from merchants who don't act in accordance with their own terms, and of course certain local, state, or federal laws. If you got over charged for an item, you had good documentation in your hand to prove your point, you should have had your provisional credit in 14 days, at least, while they disputed your claim.


Strongsville, OH
reply to travanx
There's no fee to use Google Wallet.