said by KrK:
The reason is simple, Americans buy everything on credit and are mortgaged to the hilt.
Not this American. We use Verizon mainly because they have coverage in the places we need it.
Walk into a Verizon store, point at a phone and ask "I want to just buy that phone outright so how much is the monthly plan cost?" vs "I want that phone but don't want to pay up front so how much is the monthly plan?" or "I have this phone I want to use, how much is the monthly plan?". Then note there is no difference in monthly cost. Carriers like Verizon are quite disingenuous about phone subsidies.