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JustBurnt

@rr.com
reply to AZinOH

Re: Collection Agency...What Is Typical?

A garnishment for $460? Very doubtful(not impossible though).

The collection agency will keep sending him letters and calling if they have his phone number, they will send him a letter agreeing to settle for less than he owes (but more than they paid for the debt).

They may eventually give up but this will stay on his credit report for seven years.