said by AZinOH: said by CylonRed:
Since he is living with you - a collection agency will try and get you to agree to pay his bills if you answer their phone call. If you do this - then you are on the hook.
I believe Clark Howard has information on what they can and can't do - ClarkHoward.com
»www.clarkhoward.com/cate ··· gencies/
Not sure I understand the meaning of this. I won't agree to pay his bills. How could I possibly be held legally responsible just because I allow him to sleep here? Because I answer their phone call?
You can not be held legally responsible (unless you were foolish enough to agree), however, they will call you, even after he leaves your residence. Tell your nephew that under no
circumstances may he use your address or home phone number.
One of my kids who was not even living with me at the time, gave a collection agency my phone number. It was a bear to finally get rid of them!
Not saying that your nephew shouldn't pay his just debts (he should, and frankly, if I had a wayward nephew staying with me, I would not shelter him if he was flat-out refusing to pay his debts), however, these collection agencies are almost without exception a sleazy bunch of barely-legal weasels with no concern over right and wrong.--
Deeds, not words