If you cancel all your services, they're going to send you a final bill. In dealing with any company's collections department, I've always found that communication is key, and as long as you are dealing with them in good faith, making suitable arrangements, and sticking with what you agreed upon, you shouldn't have a problem.
If you're going to just divvy up the final bill into 2 or 3 parts I'm sure that would be fine. It would be helpful if, when calling them to make arrangements, you were planning on making a payment at that time.
So, say you owe them $300.
Call them up, let them know you are making a payment of $100 immediately, and will make a payment of $100 in 1 month's time and the last $100 in 2 months time.
I can't imagine that being refused.
It's the "not saying anything" that will get you into trouble with Cogeco (or any creditor).
Phorkster and Urbanriot are good contributors here. They may have just misunderstood your initial post.
For what it's worth, I agree Cogeco is not very good value for your dollar. Their services are overpriced. Better value can be had, you just need to shop around. Myself... Start for internet, Shaw Direct for TV, voip.ms for phone - spending far less per month that I used to and getting better quality services and better bang for my hard-earned dollar.
Cogeco - The New UBB Devil -»[Burloak] Usage Based Billing Nightmare
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