said by neftv:Don't necessarily count on it
Basically I have the water line and the sewer line covered so that if the water line break or whatever I am covered.
. HomeServe also has quite a history in various states (and also in the UK) getting in trouble for sleazy business practices.
If you do decide to go with (or continue with) them, be sure to read the terms and conditions of their coverage. Many common failures can be denied coverage based on the exemptions. For instance, roots slowing the waste drain aren't a catastrophic failure and aren't covered, however if eventually it is completely blocked it likely won't be covered as it's a previous existing condition (roots don't grow overnight)