|reply to Dampier |
Re: Credit Card Chargeback
Actually under Canadian law, once you personal give out your credit card information to someone to make a charge on it, it is then legal. And a reverse charge isn't easily done. A fraud claim can be placed but most of time it will not go through because as soon as you say I gave my information to the business/person it's then no longer a legal fraud issue but a dispute issue.
If services for said purchase aren't delivered then they can go about getting the money back. Which can take some time, however during this process it can be found that the company in question is a fraudulent company and can then be refunded the funds.
It's not a quick and easy process, which is why we tell customers all the time unless your 100% sure don't give you card info to something online or over the phone.