Rants, Raves, and Praise → Re: Microcenter treats customers like criminals

Only if it is not signed. Then again, it's a merchant agreement rule that Visa and Master Card both drafted and enforce. Sign the card with ID if not signed- no accept the card- card that is not signed is not valid until signed.

They are required to ask if the card is not signed. They can ask whenever they want even if the card is signed. You may want to re-read the merchant agreement from Visa. It is not against the rules to ask for the ID any more. It changed with the recent law changes with credit cards.

Actually, if the card is not signed, the merchant must demand ID and then demand the customer to sign the card. If the card is not signed at that time, the card is void. The same as it was before. And I have re-read my merchant agreement. Visa states that you can not ask for ID unless the card is NOT signed, if the customer refuses to sign- you refuse the sale. It's not that hard.