clevere1 Premium Member join:2002-01-06 Vancouver, WA |
clevere1
Premium Member
2014-Oct-14 3:51 am
What do you use for personal finance software?So, the question in the subject says it all. On your mac, what do you use for personal finance software and why?
I'm looking for something simple, pay bills, keep track of expenses, etc. It would be nice to be able to put in an expense on my phone and have it update on the mac, but not a requirement. |
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Teasip join:2001-05-14 Plano, TX |
Teasip
Member
2014-Oct-14 7:10 am
iBank. Didn't like where Quicken was going, though iBank has it's own quirks. Can't perform an end-of-year reconciliation and then have it delete prior year(s) transactions. It is easy to reconcile and most resembled Quicken from '05. I created by own spreadsheet budget(s) and once I took the time to do it it serves me better than a second party program. |
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to clevere1
I use iBank also, just to track my checking account for debit card transactions and it serves it's purpose. |
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TamaraBQuestion The Current Paradigm Premium Member join:2000-11-08 Da Bronx ·Verizon FiOS Ubiquiti NSM5 Synology RT2600ac Apple AirPort Extreme (2013)
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to clevere1
said by clevere1:I'm looking for something simple, pay bills, keep track of expenses, etc. It would be nice to be able to put in an expense on my phone and have it update on the mac, but not a requirement. I also use iBank to track and manage 2 personal bank accounts. I can synch from my Mac to iPhone and/or iPad versions of iBank (but not the other way). It is all a single person, with no fancy financial requirements needs. It works well with my "paperless" lifestyle. |
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buckinghamDoylstown Pa Premium Member join:2005-07-17 Buckingham, PA |
to clevere1
I use Quicken for Windows on my iMac...because the Mac version sucks. (technical term... ) It doesn't support loan amortization among other things and that's unacceptable to me. Quicken is the primary reason I have Parallels and Win7 on my iMac, other than a few minor woodworking related applications that are not available on MacOS. |
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Mike Mod join:2000-09-17 Pittsburgh, PA |
to clevere1
Mint.
Platform independent, iOS app, web. |
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TamaraBQuestion The Current Paradigm Premium Member join:2000-11-08 Da Bronx ·Verizon FiOS Ubiquiti NSM5 Synology RT2600ac Apple AirPort Extreme (2013)
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TamaraB
Premium Member
2014-Oct-14 10:45 am
said by Mike:Mint.
Platform independent, iOS app, web. Looks complete. There doesn't appear to be a way to turn off the ads however, a big minus. Yes ads!!! That would be a deal breaker for me, especially if there was no way to pay for an ad-free version. |
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Mike Mod join:2000-09-17 Pittsburgh, PA |
Mike
Mod
2014-Oct-14 11:54 am
There is "advice" in the app which is just glorified advertising.
Adblock takes care of any web ads on Mint. |
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PhoenixDownFIOS is Awesome Premium Member join:2003-06-08 Fresh Meadows, NY |
to clevere1
I really dislike Quicken (for Windows) - never seems to work right for me. I track everything in an excel spreadsheet but im sure IWORK would be fine for that. |
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to clevere1
OneNote |
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to clevere1
I'm still using "Quicken 2007 for Lion" (sounds stupid but that is the official name of the software). Quicken is on record as saying Q07 will continue to work until "a large majority of Quicken 2007 users will be excited to switch". Under Intuit's fine leadership, that could mean Q07 will work forever. :-P I've been watching the development of Q15 and don't know why bill pay is so difficult (especially given Quicken-on-Windows does it). But I read that alternatives such as iBank are also having difficulty. Example: » www.iggsoftware.com/supp ··· s-fargo/Don't misread me. I'm not trying to convince anyone else stick with Quicken. |
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Another Quicken 2007 user. Use it for checking, savings, mutual funds, stocks, car loans, and mortgages. Tried to switch sometime ago, but was not able to find a Mac alternative that does everything that 2007 does. |
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StacyFotoDogue Premium Member join:2001-11-02 New York, NY |
to clevere1
Yet another Quicken 2007 For Lion user. If it ain't broke why fix it? |
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buckinghamDoylstown Pa Premium Member join:2005-07-17 Buckingham, PA |
to Mike
said by Mike:Mint.
Platform independent, iOS app, web. Unfortunately, it appears that they also don't support loan amortization. Grrr.... I wish Inuit would get this right. It's a basic feature and to be missing from both the Mac Quicken and the Mint product is baffling to me... |
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neuronbobCavs NBA Champs 2016 join:2000-03-30 Bedford, OH |
to clevere1
iBank. Works fine. |
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PacratOld and Cranky MVM join:2001-03-10 Cortland, OH |
to clevere1
Not wanting to seem to be a smart ass, but... my wife uses a spiral notebook to handle all our personal finances. The only thing she uses on the computer is access to our accounts... both bank and credit cards, which she accesses nearly every day to reconcile the figures. I've tried for years to get her to utilize a more modern system, but she's a throw-back to the old days of paper, pencil, and ledger book. She was a bit of an accountant in her younger days. Technically, I guess since the spiral notebook is quite flexible, it could be considered "software", but I guess that's quite a stretch for most of you. |
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Everybody thinks you need a computer with some software to do anything nowadays. People can't even write down notes without one. |
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Teasip join:2001-05-14 Plano, TX |
to Pacrat
I used to do the same, and still see some advantages of it, but I still remember having spent two hours one weekday afternoon after college classes trying to reconcile a checkbook where I was two cents off. Yes, two cents; but I eventually found it and all was well. The software use allows for fewer errors and faster reconciliation for me. You don't have to worry about getting hacked via paper but you do run the risk of loss if there should be a fire. |
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michieru Premium Member join:2009-07-25 Denver, CO |
to clevere1
I have USAA so I use the built in tools and link my accounts from other sources into one location for a large perspective on my finances. I use a Excel document which is now in numbers for tracking month to month expenses or irregular items such as groceries.
This method works best for me since I used Quicken which I purchased on sale a few years back and I didn't like the integration and mismatch information I was getting since the data was a few days old versus what was available via the banks interface. Never really matched or sometimes it would import the data incorrectly. |
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buckinghamDoylstown Pa Premium Member join:2005-07-17 Buckingham, PA |
to howardfine
said by howardfine:Everybody thinks you need a computer with some software to do anything nowadays. People can't even write down notes without one. True. That said, for financial records, using software provides inherent advantages with both current transactions and historical transactions as well simplified monitoring of all those transactions on a frequent basis from multiple institutions. More than once I've caught something quickly that wasn't right and many times have benefitted from being able to easily search previous activities for any number of reasons. I've been a Quicken user since something like version two and it's paid for itself easily, both in function and for tax reasons. |
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