overwelmed
join:2005-02-24
Fergus Falls, MN
| reply to algorithm
Re: Pluto Data Credit Card Charge
Read the fine print on the back of your credit card statements before you start telling people they are wrong.
Re:Pluto charge again on new card
»www.ftc.gov/bcp/conline/pubs/credit/fc..
It seems as though the posters who are saying their bank won't refund them the money since it's under $50 may be right. According to the FCBA you are only responsible for unauthorized charges "up to $50". That wouldn't stop me from raising holy hell with my bank though.
I've read about 90% of the pages in this thread and it seems pretty clear to me that Answer Quick was just the answering service. Is there any solid evidence that they are in on it? |
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i386
Unix God
Premium
join:2004-07-10
Tucson, AZ
| reply to legalbegal
What is the link? Yours came out like this:
»www.ftc.gov/bcp/conline/pubs/credit/fc..
You will need to add "hxxp://". Replace "x" with "t". And also complete the part after "...". |
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john_bkk77
@203.107.x.x
| reply to pOPEYEpIRATE
actually, had the same thing.. he is filipino, that's for sure. lots of related charges to mobius.ph etc, infophil, some other bs. I notice some of the charges to EU8885969279 were reversed but not all. taking it up with my bank. google search brought me here. |
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jenniferd
@aol.com
|  reply to legalbegal
I just tried to pay directv with a prepaid credit card and was declined due to lack of money. I put the money on the card yesterday at 4:33 and the money from pluto data was deducted and 5:15. I only use this card to pay my husband's insurance with GMAC insurance, Virgin Mobile, Z-tel communications and Directv.
There is also a charge for e-music.com for 9.99 that we had not signed up for.
Glad to see that we are not alone and going to check my credit card balance online now at least once a day. |
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i386
Unix God
Premium
join:2004-07-10
Tucson, AZ
| reply to legalbegal
There are many ways the charges could have happened to you... we'll need to see other merchants people have shopped at
1) Some crooks are randomly generating credit card numbers
2) One of the merchants is selling your card # (doubtful), or they have an EMPLOYEE that is doing it |
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Mordy
Comfortably Numb
Premium,MVM,ExMod 2004-07
join:2001-12-02
Denver, CO |  reply to legalbegal
(topic move) Pluto Data Credit Card Charge
Moderator Action
The post that was here, and all followups to it, were moved to a new topic .. »$29.95 Credit Card Charges |
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algorithm
And I Should Care - Why?
join:2001-07-23
Huntington, NY
| reply to overwelmed
Re: Pluto Data Credit Card Charge
said by overwelmed  : Read the fine print on the back of your credit card statements before you start telling people they are wrong. Re:Pluto charge again on new card »www.ftc.gov/bcp/conline/pubs/credit/fc.. It seems as though the posters who are saying their bank won't refund them the money since it's under $50 may be right. According to the FCBA you are only responsible for unauthorized charges "up to $50". That wouldn't stop me from raising holy hell with my bank though. Those people need to dump the card that sticks them with the first $50 and get one that doesn't.
--
"Those who can not remember the past are condemned to repeat it." George Santayana - 1905 |
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funchords
Hello
Premium,MVM
join:2001-03-11
Washington, DC
 ·Verizon Online DSL
 ·Skype
| reply to overwelmed
said by overwelmed : It seems as though the posters who are saying their bank won't refund them the money since it's under $50 may be right. According to the FCBA you are only responsible for unauthorized charges "up to $50". That wouldn't stop me from raising holy hell with my bank though. No. Don't let your bank buffalo you!
Only if the card is lost or stolen AND the consumer failed to report it within (some time limit that I can't remember).
This does not apply to charges that appear on the statement that were not made by the consumer. Those have 60 days from the statement date to be reported in writing.
Further more, many banks have been advertising zero liability -- although terms and conditions may apply. Debit Cards aren't covered by the same laws as Credit Cards, but both Visa and Mastercard have set brand rules that the issuers must follow, offering at least the same consumer protections as the credit cards.
Do not accept these charges under any circumstances. If you have disputed in writing and a U.S.-based bank is not holding you harmless, contact the Office of the Comptroller of the Currency with a copy to the Office of the President of the offending bank. You will get a positive response.
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Robb Topolski  http://www.funchords.com/  Hillsboro, Oregon USA
They who would give up an essential liberty for temporary security, deserve neither liberty or security |
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