Redawg81
T3h N3wb
join:2001-08-04
Jacksonville, FL
clubs: 
| reply to Anonymous
Re: Wrong Credit History Info
TY Joes I appreciate the word of mouth.
First thing first Anon. Exactly how similar are your names ie First 2nd and Last names.
90% of all errors on your credit usually come from mis-typing or human error.
Do or have you and your brother delved into a financial venture together? Car Apartment, even cell phone?
This should be a resonable fix I would suggest you contact the above mentioned credit agencies, more then likely they will want you to submitt the change via writting or even have it notarized, this should be a very simple process and you should really have no problem doing it.
Now to answer your question, about it hurting ur score.
you have almost nothing to worry about it affecting your score unless your brother is using your Social Security Number when it all boils down thats what really counts. Potential creditors dont look for you by name they do so by SSN, and the fact that his name is similar would look to them as a typo, none the less dont neglect updating your credit, I typed this and am too lazy to chage my question about financial venture this my friend is where it probably originated.
Lil tid bit most people dont know and this will explain why one bureau will have a different employer then another i.e. TransUnion will have a diff poe (place of employment) then say Equifax Some companies only order from one bureau, and not all three, some will only update one bureau and not all. Major purchases like house or car tend to lead to the tri-bureau report this is the most accurate, and defines the potential borrower a lil better.
Hope I have helped in anyway I could if you need more clarification feel free to ask, even though people may think we (Bill Collectors) are bad people some of us do honestly like to help.
R3d
--
Why can't I decide why my feelings I hide? Always screwing with my mind, a thorn in my spine. Oh sure, it feels fine, wasting all our time. In the back of my mind, a thorn in my spine.We are the Children Of the KoRn. |
