Mospaw
D O N E
Hawaiian Jellyfish
join:2001-01-08
The Pacific
 ·Cox HSI
Host:
Road Warriors, Not..
All Things Macintosh
Automotive
| reply to jjoshua
Re: [Rant] PayPal payment type
I use a debit card which is funded by my registered checking account. I usually (when I remember) use the debit card for exactly the same reasons. Even though it's a debit card, I still get a little extra protection.
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Mospaw.com.
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jjoshua
Premium
join:2001-06-01
Scotch Plains, NJ
 ·Verizon FIOS
·Comcast
| reply to Mospaw
said by Mospaw  :They keep it that way for a reason. Credit cards can be charged back. Bank accounts typically cannot. By defaulting to checking accounts, they have more of a guarantee on funding. That's exactly why I like to use CC payments. eBay and PayPal resolution is a PITA. A chargeback puts the burden to perform back on the seller very quickly. |
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Boomerang86
Got FUD?
Premium
join:2002-10-18
VampireState
clubs: | reply to jjoshua
Wow, I wasn't aware you could do that! I always thought the credit card was secondary, tapped only when the bank account didn't work.
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Life is a journey; death is a given. |
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Mospaw
D O N E
Hawaiian Jellyfish
join:2001-01-08
The Pacific
·Cox HSI
Host:
Road Warriors, Not..
All Things Macintosh
Automotive
| reply to Tony
They keep it that way for a reason. Credit cards can be charged back. Bank accounts typically cannot. By defaulting to checking accounts, they have more of a guarantee on funding.
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Mospaw.com.
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Tony
Premium
join:2002-01-12
Natrona Heights, PA | reply to jjoshua
I agree, it is a pain in the ass. I wish the default was the credit card on file. I have a work account that I use and accounting gets pissed when I forget to change the payment type. That's okay though, I do their yearly reviews. |
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jjoshua
Premium
join:2001-06-01
Scotch Plains, NJ
·Verizon FIOS
·Comcast
| I always use my credit card to pay using PayPal.... Except for the last time when I didn't correctly change the payment type from the default bank account
 :(:(
I called PayPal. They can't reverse the transaction - fine.
I asked them to tell me how to change my default payment type from bank account to credit card - there is none.
Why not? Because that's what's printed in the user agreement.
Obviously, I'm not going to stop using PayPal, but creating a way to change the default payment type should not be a big issue. |
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