The OP is a bit confusing because it seems to describe 2 suspected (perhaps coincidental) same-day cases of fraud:
1) The suspected phony call you received (alerting you to an unusual purchase on your card), and
2) The attempted large purchase on your card.
To clarify for everyone:
• If you receive a call or email about fraudulent activity on your card don't call the (sometimes toll-free) number provided.
(Spoofers are having computers place fraudulent calls to people leaving messages about supposed fraudulent card activity, leaving a toll-free number to call back, which is answered by a computer that prompts the cardholder for his card number, ZIP, last 4 SS#, etc.)
• Always call the number printed on your card or statement to verify the issue. This way you can have greater confidence that you are talking to the real credit card issuer. (But see below for a developing potential issue !)
• Keep the other number and have the real credit card issuer verify whether it is a real number of theirs or not.
Please note: The security experts are now speculating that because some banks are now using VOIP phone lines, hackers could (in the near future) infiltrate the VOIP lines and hijack inbound calls from customers. When they do this, you could call the number ON YOUR CARD and hacking software at the bank's call center could divert your call to a fraudulent computer that would ask you to enter your card number, password, etc. At that point, the hacker would have your login info - even though you did everything right.
»www.macworld.com/news/2006/09/20 ··· rc=mwrss--
Hi Sal, you nice.