Dersgniw
Disco Crunchin
Premium,MVM
join:2001-08-10
behind you
clubs:
 ·Optimum Online
| reply to Hesher
Re: [Rant] Citi....ARGH!
How much you want to be that credit score is going below 800?
I'd call them back and reinstate those two cards. Otherwise, you will now be maxed on one card and you've lost the available credit from those other two cards.
Bankruptcy doesn't mean you don't have to pay your debts... I'm sure you know that.
Good luck!
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I Smell Cures! -- Our Hope |
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dvd536
as Mr. Pink as they come
Premium
join:2001-04-27
Phoenix, AZ
| said by Dersgniw  :How much you want to be that credit score is going below 800? Somehow i doubt their TRUE FICOs were anywhere near 800.
75% debt to credit ratio would be a bit hit on the score regardless of how it was paid back.
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When I gez aju zavateh na nalechoo more new yonooz tonigh molinigh - Ken Lee |
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Rexter
YeeHaw
join:2002-11-17
cloud 9
| reply to Dersgniw
Opting out doesn't close the account. You just agree to no longer use the card. They leave the account open, with the hope that a stray auto charge, may come in, or you may otherwise end up using it. Another words, they reserve the right to screw you over later.
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With every new wave of optimism, or pessimism, we are ready to abandon history, and time tested principles, but we cling tenaciously and unquestioningly to our prejudices. (Benjamin Graham) |
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hitachi369
Embrace Your Rights
Premium
join:2001-10-03
Grand Rapids, MI
 ·AT&T U-Verse
| said by Rexter :Opting out doesn't close the account. You just agree to no longer use the card. They leave the account open, with the hope that a stray auto charge, may come in, or you may otherwise end up using it. Another words, they reserve the right to screw you over later. I can assure you for most of the banks, opting out does close the card.
If the bank wants to screw you it will just wait for you to miss a payment. You can only opt out once. 2nd time around you are going for a ride.
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STOP THE NSA WIRETAPS
They who would give up an essential liberty for temporary security, deserve neither liberty or security
~Benjamin Franklin |
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dvd536
as Mr. Pink as they come
Premium
join:2001-04-27
Phoenix, AZ
| reply to Rexter
said by Rexter :They leave the account open, with the hope that a stray auto charge, may come in, or you may otherwise end up using it. And that automatically opts you IN on the new terms!
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When I gez aju zavateh na nalechoo more new yonooz tonigh molinigh - Ken Lee |
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