BobAccount deleted
join:2012-07-22
New Jersey Reviews:
 ·Optimum Online
| reply to alkizmo
Re: [Photos] Salvagable? said by alkizmo:even if the car is 2-3 years old, they will simply replace it with a NEW car of the same value as when you originally purchased it. What? No one's going to give him a new car to replace a 3 year old car. |
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 alkizmo
join:2007-06-25
Pierrefonds, QC
kudos:1 | said by Bob:What? No one's going to give him a new car to replace a 3 year old car.
Here in Quebec, yes, if you pay a little bit extra on your insurance, you can get something called (roughly translated) "As new value/Valued as if new" option. A car 5 years or younger of age, if totaled, will be replaced by a brand new one of equal purchase value. |
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| Similar policies can be had here, but they're rare. |
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BobAccount deleted
join:2012-07-22
New Jersey | reply to alkizmo
Never heard of that here. The insurance company gives you would it would cost to buy a used car identical to the one that was totalled, plus the sales tax, minus your deductible. |
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| »www.allstate.com/auto-insurance/···res.aspx
Allstate advertises it. You can buy whatever level of coverage you want, as long as you can pay the price. |
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| reply to alkizmo
said by alkizmo:said by Bob:What? No one's going to give him a new car to replace a 3 year old car.
Here in Quebec, yes, if you pay a little bit extra on your insurance, you can get something called (roughly translated) "As new value/Valued as if new" option. A car 5 years or younger of age, if totaled, will be replaced by a brand new one of equal purchase value. as someone who scours the scrapyards up here, i love these insurance policies, you can get an entire car like that with a VGA title for about 1500$ (VGA = in french means heavily damaged vehicle) |
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 HallPremium,MVM
join:2000-04-28
Dayton, OH
kudos:2 | reply to No_Strings
said by No_Strings:http://www.allstate.com/auto-insurance/auto-insurance-features.aspx
Allstate advertises it. You can buy whatever level of coverage you want, as long as you can pay the price. Yeap, when alkizmo mentioned it, I knew I'd heard of something similar being available but figured it was some sort of special option that some carriers offered.
I suspect that even in QC, it's not "standard" with all carriers either. |
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