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Snowy
Premium
join:2003-04-05
Kailua, HI
kudos:6
Reviews:
·Clearwire Wireless
·Time Warner Cable
reply to GroovyPhoenx

Re: [Scam] Perfectly legal scam

Definition for scammer:
Web definitions:
swindler: a person who swindles you by means of deception or fraud.
»www.google.com/search?q=define%3···irefox-a

Implying that a mortgage is at risk for the lack of having a local copy of publicly available mortgage documents is deceitful.
It must be deceitful because it is not true.

de·ceit·ful/distfl/
Adjective:

(of a person) Deceiving or misleading others, typically on a habitual basis.
Intended to deceive or mislead.

Synonyms:
deceptive - false - fraudulent - delusive - lying

»www.google.com/search?q=define%3···&bih=309


GroovyPhoenx

join:2006-05-22
Gloucester, ON

said by Snowy:

Definition for scammer:
Web definitions:
swindler: a person who swindles you by means of deception or fraud.
»www.google.com/search?q=define%3···irefox-a

Implying that a mortgage is at risk for the lack of having a local copy of publicly available mortgage documents is deceitful.
It must be deceitful because it is not true.

de·ceit·ful/distfl/
Adjective:

(of a person) Deceiving or misleading others, typically on a habitual basis.
Intended to deceive or mislead.

Synonyms:
deceptive - false - fraudulent - delusive - lying

»www.google.com/search?q=define%3···&bih=309

Agreed, if the wording is saying something along the lines of YOU ARE AT RISK OF LOSING YOUR HOME" etc, then yes it's a scam however, once more it depends entirely upon the wording of the letter, these idiots hire laywers to make sure they can get away with it and stay just within a hairline of the laws on false or misrepresentation.

hoyleysox
Premium
join:2003-11-07
Long Beach, CA

said by GroovyPhoenx:

Agreed, if the wording is saying something along the lines of YOU ARE AT RISK OF LOSING YOUR HOME" etc, then yes it's a scam however, once more it depends entirely upon the wording of the letter, these idiots hire laywers to make sure they can get away with it and stay just within a hairline of the laws on false or misrepresentation.

I would agree that the letter is slightly legal, due to the fine print, but its still worthy of posting in this Scam forum because it is deceptive and worthless.

It would be helpful to post the current names of the companies that send the letters. I regret shredding mine.


Blogger
Jedi Poster
Premium
join:2012-10-18
Reviews:
·Champion Broadba..

1 edit

Slightly legal? An act is either legal or it is not. Black and white. However, your advice is well taken.

Strictly from my personal perspective I consider the OP described situation more the act of a shyster than a scammer, because as you alluded to legality is an issue. To me a scam means to me a willful illegal dishonest act.



Snowy
Premium
join:2003-04-05
Kailua, HI
kudos:6
Reviews:
·Clearwire Wireless
·Time Warner Cable

1 recommendation

said by Blogger:

Strictly from my personal perspective I consider the OP described situation more the act of a shyster than a scammer, because as you alluded to legality is an issue. To me a scam means to me a willful illegal dishonest act.

Welcome to the site Blogger See Profile!
Shyster, scammer, sleaze, etc...
Take your pick, they all work.

GroovyPhoenx

join:2006-05-22
Gloucester, ON

1 recommendation

reply to hoyleysox

The letter is legal, they are offeringa service to provide you with documents.

The point of this is that YES if you KNOW your stuff you can get these documents for very little to no money at the courthouse/city hall etc. I believe most charge the nominal 5$ fee or something, point being, YES you can get this stuff yourself.

They use scare tactics that have almost no chance at occurring to get you to buy it, that to me is not right, it's not illegal unfortunately.