dennismurphyPut me on hold? I'll put YOU on holdPremiumReviews:
It also depends on where in NJ you are.
When I lived in Hudson County, I paid almost $4k a year for one car, one driver (I was under 25) with no accidents.
When I moved to Morris County, it dropped in half. When I got married (was still under 25), it dropped in half again.
Now I pay $950/yr for my wife's SUV with full coverage, very high limits and low deductible. (My car is a company vehicle so they pay insurance for it ...)