How many of them are filing fake police reports on their stolen phone? Maybe they tell their friend's and family that it was stolen, but I doubt they're filing police reports and being counted in these statistics.
I think you would be surprised. If they can get something out of it, say insurance money, they'll do it.
Agreed, once they see a loophole ( which there is one see my posts above) its all over. Theres a big difference to report it stolen and get a free phone or say you lost it and be S.O.L and need to purchase a phone all over again.