said by ChuckcZar :A judge previously lived in the same house.
That's pretty authoritative...
said by ChuckcZar :You simply do whatever is cheapest even if paying off Voltage is the cheaper of the two options.
I think a better plan would to simply do whatever you lawyer says.
And I somehow doubt that Voltage's offer will be cheaper than getting a lawyer to send a letter of reply. I think that would cost about $250 maybe $500?