 | reply to TOPDAWG
Re: Student loans why don't some people pay them back? Well, mine's at $37k, I took loans for 5.5 years, CEGEP to University graduation. Monthly payments are $285 with 13 years to go...
To be honest, I've considered moving out of the country. |
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 TOPDAWGPremium join:2005-04-27 Midland, ON kudos:3 1 edit | move so you don't have to pay it back? If that is the case that is wrong is it not that is tax payer money you got. If you spends smart and make a good budget it's much easier to pay back then you think.
Debt scares the bleep out of me. I've never been in debt well other then my student loan when I owed on it. I'm pretty careful with money and budget pretty good. I got a CC but pay it off in full each month only ever had to pay interest once as I forgot to pay it on time. I also paid for 2 of my college terms myself and skipped getting more loan money.
I don't get debt sure some can't help it as a family member gets sick or something but I find most just spend dumb. they owe money but smoke drunk and go out with friends and the like and skip the bills. |
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 A LurkerPremium join:2007-10-27 Burlington, ON | said by TOPDAWG:Debt scares the bleep out of me. I've never been in debt well other then my student loan when I owed on it. I'm pretty careful with money and budget pretty good. I got a CC but pay it off in full each month only ever had to pay interest once as I forgot to pay it on time. I also paid for 2 of my college terms myself and skipped getting more loan money. Keep that attitude and hopefully that will serve you well. I've done my best to avoid debt. I don't count a small equity loan against a paid off home. I pay my cc each month, pay down the equity loan, and try to keep myself in the best financial situation that I can. |
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 GonePremium join:2011-01-24 Fort Erie, ON kudos:3 Reviews:
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| said by A Lurker:Keep that attitude and hopefully that will serve you well. I've done my best to avoid debt. I don't count a small equity loan against a paid off home. I pay my cc each month, pay down the equity loan, and try to keep myself in the best financial situation that I can. There's a difference between making debt work for you and the far more common situation where you work for your debt. Unfortunately, many people don't know the difference and end up fearing debt for no reason other than it is debt. That in of itself is rather foolish. |
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