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Forums » Very Fine Print » There oughta be a law
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Maxo
Your tax dollars at work.
Premium,VIP
join:2002-11-04
Tallahassee, FL
clubs:

Re: Slightly OT - Credit Reports

If I'm understanding this correctly you could just start a company and then say someone screwed you over and put bad credit on their report. The person has no way to challenge it so they are just stuck with it. I experienced an issue where a company billed my telephone company (Sprint) on my behalf of some items I never purchased nor received. So Sprint bills me, and my options are pay Sprint or face bad credit. The legal fees to fight it are more than the $26 bill. Sounds like companies can do whatever they want with your credit and you don't really have a say in it at all.
--
God I love being a turtle. - Michaelangelo »www.maxolasersquad.com
permalink · 2003-07-02 15:03:14 · Print · Reply to this

Jim Gurd
Premium
join:2000-07-08
Plymouth, MI
·Comcast

Re: Slightly OT - Credit Reports

said by Maxo See Profile:
If I'm understanding this correctly you could just start a company and then say someone screwed you over and put bad credit on their report. The person has no way to challenge it so they are just stuck with it. I experienced an issue where a company billed my telephone company (Sprint) on my behalf of some items I never purchased nor received. So Sprint bills me, and my options are pay Sprint or face bad credit. The legal fees to fight it are more than the $26 bill. Sounds like companies can do whatever they want with your credit and you don't really have a say in it at all.
Tell them you are disputing the charges and are willing to sign an affidavit of fraud.
permalink · 2003-07-02 18:35:34 · Print · Reply to this

drakkkar

join:2003-02-07
Houston, TX

Re: Slightly OT - Credit Reports

said by Jim Gurd See Profile:

Tell them you are disputing the charges and are willing to sign an affidavit of fraud.
That works if you place fraudulent charges, but if they were to simply do multiple inquiries, there is no way to have those removed (hit someone with 20-50 inquiries, and see what happens to thier credit).
--
~Age and Treachery will always overcome Youth and Skill.~
permalink · 2003-07-03 09:10:40 · Print · Reply to this
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