All phone service wiring between the Point of Demarcation up to and including all terminal devices in your home. Telco refers to this as the IW and considers it subscriber owned, meaning if there is ever a problem that degrades or eliminates your phone service from within the IW its up to you to fix. Of course you can pay Telco an arm and a leg for a truck roll to dispatch a repairman. Or you could have signed up previously with Telco on their IW repair insurance plan, which adds a monthly charge on your phone bill to make you feel secure that a Telco tech will come out and fix something that almost never fails. The demarc is the terminal interface between the CO loop and the subs IW. Back in simpler days this device was known as the protector, and was a simple outside wall mounted tie point.

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