dslreports logo
 story category
Home Broadband/Mobile Has Become Comcast's 'Lead Bundle,' CFO Says; + more notable news
view:
topics flat nest 

tc1uscg
join:2005-03-09
Gulfport, MS

-2 recommendations

tc1uscg

Member

Comcast - Home broadband and Cell phones

"We think [mobile] is going to be a primary part of our offering and advantage in the marketplace for quite some time"

In other words, we see a way to generate more revenue, so, standby for price increases or fees. It was funny though this article showed up today. I overheard a coworker telling someone they needed to go back Comcast to "straighten" out a billing issue with her cell phone plan. Appeared she used more "gigs" then she was paying for and thought she was on wifi but wasn't.. So, I was curious about what kind of deal(s) they offered. Then I saw this about why the prices seemed like everyone else's, "with a stored bank account ($5/mo discount applies with a stored credit card)" and wondered is this what we are coming to? Giving access to our bank accounts to save a few bucks? Who the hell would do that?
adam1991
join:2012-06-16
united state

3 recommendations

adam1991

Member

Re: Comcast - Home broadband and Cell phones

said by tc1uscg:

Then I saw this about why the prices seemed like everyone else's, "with a stored bank account ($5/mo discount applies with a stored credit card)" and wondered is this what we are coming to? Giving access to our bank accounts to save a few bucks? Who the hell would do that?

The same people who think debit cards are the be-all and end-all of financial tools. "It keeps me from overspending. If I don't have it, I can't spend it."

The same people who think credit cards are nothing more than a way to rack up debt, as opposed to being the superb tool they are backed by years and years of consumer protection laws that were written back before we just gave up as a society and said "screw the consumer, give it all to Wall Street".
Ostracus
join:2011-09-05
Henderson, KY

2 recommendations

Ostracus

Member

Re: Comcast - Home broadband and Cell phones

Well when one reads stuff like this ( »www.sfgate.com/news/arti ··· 2294.php and this ( »www.wsj.com/articles/mor ··· 52952602 ) any financial instruments that rewards "lack of self-control" should be suspect.

Anon7367a
@47.13.109.x

5 recommendations

Anon7367a to tc1uscg

Anon

to tc1uscg
said by tc1uscg:

"We think [mobile] is going to be a primary part of our offering and advantage in the marketplace for quite some time"

In other words, we see a way to generate more revenue, so, standby for price increases or fees. It was funny though this article showed up today. I overheard a coworker telling someone they needed to go back Comcast to "straighten" out a billing issue with her cell phone plan. Appeared she used more "gigs" then she was paying for and thought she was on wifi but wasn't.. So, I was curious about what kind of deal(s) they offered. Then I saw this about why the prices seemed like everyone else's, "with a stored bank account ($5/mo discount applies with a stored credit card)" and wondered is this what we are coming to? Giving access to our bank accounts to save a few bucks? Who the hell would do that?

A) All carriers offer a discount for autopay. it's more than few bucks. With Verizon we have 4 lines and autopay is $40 a month cheaper for the same plan

B) if Comcast is like Spectrum taxes and fees are include like T-Mobile

C) there is an unlimited plan. So no worries in going over. Your co-worker is free to go back to the regulars carriers. good luck with seeing any improvement with that
adam1991
join:2012-06-16
united state

4 recommendations

adam1991

Member

Re: Comcast - Home broadband and Cell phones

said by Anon7367a :

All carriers offer a discount for autopay.

his point was, "stored bank account". THAT'S ludicrous.

You want autopay? Fine, here's a credit card. You want direct access to withdraw what your system thinks I owe straight from my bank account? Never. Here's the door. Your competition awaits.
Ostracus
join:2011-09-05
Henderson, KY

4 recommendations

Ostracus

Member

Re: Comcast - Home broadband and Cell phones

I sometimes use a system where my bank pays the bill. On my schedule and amount. Control remains with me with the convenience of timely payments, and protection if they screw up. I've seen the problems autopay can cause.

aaronwt
Premium Member
join:2004-11-07
Woodbridge, VA
Asus RT-AX89

3 recommendations

aaronwt to adam1991

Premium Member

to adam1991
said by adam1991:

said by Anon7367a :

All carriers offer a discount for autopay.

his point was, "stored bank account". THAT'S ludicrous.

You want autopay? Fine, here's a credit card. You want direct access to withdraw what your system thinks I owe straight from my bank account? Never. Here's the door. Your competition awaits.

I've been saving over 14% each month with Verizon Wireless prepaid buy having a debit card setup with autopay. Although they never actually pull money from it since I always keep a several hundred dollar balance on my account. By buying refill pins when on sale. Which saves me another 14.5%. Although you used to be able to get them at 30% off.

And I also get a discount with Verizon FiOS from having them pull my money from my checking account. It saves me around 6%. I've been doing it for many, many years without any issues.
adam1991
join:2012-06-16
united state

2 recommendations

adam1991

Member

Re: Comcast - Home broadband and Cell phones

said by aaronwt:

I've been saving over 14% each month with Verizon Wireless prepaid buy having a debit card setup with autopay.

which means you haven't YET been victim of them taking way too much money from you.

Once it's gone, it's gone. Have fun getting it back.

Credit cards, though? They will have taken the CC company's money, not mine. I dispute it, under the laws that were established long ago, and that's that.

You do you.

tc1uscg
join:2005-03-09
Gulfport, MS

1 edit

tc1uscg to aaronwt

Member

to aaronwt
said by aaronwt:

ve been saving over 14% each month with Verizon Wireless prepaid buy having a debit card setup with autopay. Although they never actually pull money from it since I always keep a several hundred dollar balance on my account. By buying refill pins when on sale. Which saves me another 14.5%. Although you used to be able to get them at 30% off.

And I also get a discount with Verizon FiOS from having them pull my money from my checking account. It saves me around 6%. I've been doing it for many, many years without any issues

I did a quick check. Even on their military discounts, I'd drop over $450 a month for service alone vs my $230 I'm paying now and I'm on the magenta max plan. I've always said I suck at math but that's about 50% less, and yep, that includes autopay (with a credit card) so that's about $5 each line I'm saving already and that includes taxes/fee's, etc. But they kinda stick me with their home wireless internet service. I'm having to pay $30 instead of 50 whereas Verizon it would be $25.
adam1991
join:2012-06-16
united state

adam1991

Member

Re: Comcast - Home broadband and Cell phones

said by tc1uscg:

I've always said I suck at math

That's OK. I suck at knots.

The universe is balanced.

Anon7367a
@47.13.109.x

Anon7367a to adam1991

Anon

to adam1991
said by adam1991:

said by Anon7367a :

All carriers offer a discount for autopay.

his point was, "stored bank account". THAT'S ludicrous.

You want autopay? Fine, here's a credit card. You want direct access to withdraw what your system thinks I owe straight from my bank account? Never. Here's the door. Your competition awaits.

Verizon requires a debit or checking account. the only credit card you can us it their own. The fact if you don't TRUST a company why are you doing business with them?
adam1991
join:2012-06-16
united state

2 recommendations

adam1991

Member

Re: Comcast - Home broadband and Cell phones

said by Anon7367a :

Verizon requires a debit or checking account.

Good for them.
said by Anon7367a :

The fact if you don't TRUST a company why are you doing business with them?

Trust, but verify.

No, you can't take money from me. I don't trust that you won't make a mistake--like has happened for countless people over the years.

And once the money is gone and into your pocket, I am positive you don't have good, or any, systems in place to reverse that.

Anon7367a
@47.13.109.x

Anon7367a

Anon

Re: Comcast - Home broadband and Cell phones

said by adam1991:

said by Anon7367a :

Verizon requires a debit or checking account.

Good for them.
said by Anon7367a :

The fact if you don't TRUST a company why are you doing business with them?

Trust, but verify.

No, you can't take money from me. I don't trust that you won't make a mistake--like has happened for countless people over the years.

And once the money is gone and into your pocket, I am positive you don't have good, or any, systems in place to reverse that.

I guess we must be lucky. Been an autopay with Verizon since February 2017. 63 straight months of no errors
adam1991
join:2012-06-16
united state

adam1991

Member

Re: Comcast - Home broadband and Cell phones

said by Anon7367a :

said by adam1991:

said by Anon7367a :

Verizon requires a debit or checking account.

Good for them.
said by Anon7367a :

The fact if you don't TRUST a company why are you doing business with them?

Trust, but verify.

No, you can't take money from me. I don't trust that you won't make a mistake--like has happened for countless people over the years.

And once the money is gone and into your pocket, I am positive you don't have good, or any, systems in place to reverse that.

I guess we must be lucky. Been an autopay with Verizon since February 2017. 63 straight months of no errors

You are indeed lucky.

I remember years ago a buddy of mine had some insurance on autopay. He cancelled the insurance, but they kept taking money every month. It was literally months of wrestling with the insurance company to get them to stop.

Cable companies are famous for this as well.

And many, many stories are out there about overpayments that came out of bank accounts, causing problems.

The risk of autopay is easily determined. "Oh, it'll be OK" is...crazy.

Nobody has access to my bank account but me. I will put the money into your hands, on a one-time basis, after I determine your bill is correct.

tc1uscg
join:2005-03-09
Gulfport, MS

tc1uscg

Member

Re: Comcast - Home broadband and Cell phones

Because of crap like that is why I swear by virtual credit card numbers. I recently purchased a phone on AliExpress (not a revolving charge but just the same as an example). Used a virtual credit card number. Had it expire 2 days after the sale. Figured that was enough time to make the sale. The phone is on its way (it's in the states and should be here next week as per the shipping/tracking info). So that transaction went like it should. But, an example where it saved my ass was with WISH. I bought some PPE through them last year. Used a virtual credit card number. Had the number expire in 24 hours. About a week later, I got an alert from Wish saying the purchase I was trying to make, apple watch, couldn't be processed because my credit card info was incorrect. I wasn't trying to buy anything. I did notify WISH and they closed down my account. So, I can only imagine what could have happened had that been my bank account.
Eth_Rem
Premium Member
join:2009-06-17
Littleton, CO

1 recommendation

Eth_Rem

Premium Member

Re: Comcast - Home broadband and Cell phones

I'm a big proponent of VCCs too. My Quicksilver, SavorOne, Apple Card, Citi Custom Cash, and Citi Rewards+ all have them. I pretty much use Amazon, PayPal, or a VCC online.

tc1uscg
join:2005-03-09
Gulfport, MS

tc1uscg

Member

Re: Comcast - Home broadband and Cell phones

Anything I've used or use for online purchases (most VCC's now), I do not use for autopay. If it gets compromised, I blame my gas/power/water/cell/cable provider.
Eth_Rem
Premium Member
join:2009-06-17
Littleton, CO

2 recommendations

Eth_Rem

Premium Member

Re: Comcast - Home broadband and Cell phones

I have had a credit card that I never used get compromised. It's definitely not always down to a breach or some other crap but just a random hit that lands.

tc1uscg
join:2005-03-09
Gulfport, MS

tc1uscg to Anon7367a

Member

to Anon7367a
said by Anon7367a :

I guess we must be lucky. Been an autopay with Verizon since February 2017. 63 straight months of no errors

That's like saying Verizon never has network hiccups because you've never experienced one in your location. And we know they have them.

How much you trust the company pulling money from your bank account and anyone involved with personal security much less infosec will tell you to never provide access to your main source of money. Would you leave a suitcase full of cash sitting out on your front porch for the milkman to take what you owe? Or maybe that trusty 12-year-old delivering your newspaper. Maybe that little group of girl scouts coming to sell you cookies can just take what you owe them. Yeah, right, some you can trust, some maybe not so much. You can save $5 for autopay rather it's to a credit card or maybe $5 more for access to your bank. What's your trouble worth if something DID go wrong?

So, in return, I've been using autopay to a credit card and the only time I've had problems is with WOW! overcharged me for a couple of service calls that they shouldn't have. Took a couple of phone calls and a few hours of my left to get ti all fixed but that's better than getting an alert saying my account info was hacked and now my bank account info is on the sewer side of the web.
ohreally
join:2014-11-21

1 recommendation

ohreally

Member

Re: Comcast - Home broadband and Cell phones

feels like yet another area in which US banks have yet to modernise like their foreign counterparts

here in the UK we have a system called "direct debit" for regular payments. Sounds scary, but is amazingly pro consumer.

I have to give them permission to set up a debit mandate, they must tell me how much and on what date they will take money (at least 10 working days in advance), and must stick to that otherwise I can get the transaction reversed, and finally I can revoke that mandate at any time with a few clicks.

All but one of my bills just pays automatically and I don't have to worry about it. It's bliss.
chgo_man99
join:2010-01-01
Sunnyvale, CA

chgo_man99

Member

Re: Comcast - Home broadband and Cell phones

There have been a lot of modernization in recent years but most of these are cosmetic.

Some larger banks like Bank of America and Chase upgraded ATM machines with larger screens and they no longer hold your card until you finish transaction. Also they added security that another transaction requires re-entering your PIN. I remember when checks had to be put in envelope and now they can be just slid directly to machine or use mobile app phone to scan in.

Of course I'd still prefer the society did away with checks completely.

Still we dont have Chip-and-PIN (I mean not to replace Chip-and-Signature but make it optional), no fast interbank money transfers unless its within same bank, no 3D secure on credit cards (some credit card issues offer but VCC offered by Discover was eliminated), no universal instant money transfer between individuals (Zelle introduced by banks is highly target by scams and untrusted, then you have fragmented ecosystem with different apps -we have Venmo, PayPal, Cash App, Apple Cash). Ironically while most Americans who own iPhone use iMessage for texting, nobody I know uses Apple Cash, Venmo is more popular (which is a good thing for interoperability with Android users).

No consumer banks use 2FA TOTP token or FIDO keys. Some banks offered proprietary token generators for hefty fee that could break more easily that could be only used with that bank. BoFA offers 2FA FIDO2 so I can use Yubikey with them but it only applies to web portal, mobile app still sends text message. Fidelity and E*Trade offer option to protect with TOTP using Symantec VIP.
adam1991
join:2012-06-16
united state

adam1991

Member

Re: Comcast - Home broadband and Cell phones

As far as virtual credit card numbers, that's what Google Pay and Samsung Pay use every time.
ohreally
join:2014-11-21

ohreally to chgo_man99

Member

to chgo_man99
we kinda-sorta still have cheques, and I still have a cheque book, but I don't think I've used it in years.

We have some sort of 2FA system involving the debit card (some banks use it for log in, others use it to authorise a transaction) where I put it into a handheld reader and enter my PIN, and an OTP spits out. They're beginning to use their apps more and more for this too, like with the credit card instead of ye olde Mastercard Securecode thing it just tells me to go into the app and authorise it there.

bank transfers between consumers is really effortless too, if I have their account details I can just use them, optionally I can enter their phone number (if they've set it up) and it gets the details that way. Free and instantaneous transfers and no need to use middlemen like paypal.

When I worked for an American company, I found it really strange that when they came over here with their corp Amex they'd have to go through all the swipe nonsense while my UK Amex had chip and PIN (chip and signature is optional for those who feel they cannot use a PIN)

21st century banking.
chgo_man99
join:2010-01-01
Sunnyvale, CA

chgo_man99

Member

Re: Comcast - Home broadband and Cell phones

said by ohreally:

it just tells me to go into the app and authorise it there.

That’s what my American Chase Visa credit card supports also but the only time it worked when I purchased online my train ticket from ÖBB and android smartphone from a Polish online store as a gift for my relative. With American merchants there isn’t this extra layer of protection, it gets authorized automatically with just CC info, 3-digit (4-digit for Amex) auth code and correct billing address.

Hence why in these situations I prefer to use PayPal or Apple Pay when this option is available. If there isn’t I guess I should use VCC service but majority of my online purchases go through Amazon which will trigger extra security as soon as you change delivery address.
adam1991
join:2012-06-16
united state

adam1991 to Anon7367a

Member

to Anon7367a
said by Anon7367a :

said by adam1991:

said by Anon7367a :

All carriers offer a discount for autopay.

his point was, "stored bank account". THAT'S ludicrous.

You want autopay? Fine, here's a credit card. You want direct access to withdraw what your system thinks I owe straight from my bank account? Never. Here's the door. Your competition awaits.

Verizon requires a debit or checking account. the only credit card you can us it their own. The fact if you don't TRUST a company why are you doing business with them?

So here's a good debit card lesson:

'They charged us $2,088 for being there for 5 minutes,' says Plano couple hit with bizarre DFW Airport parking bill

It's a bizarre story that was fairly easily straightened out, but then this brain surgeon tells the world:

Boyd is appreciative but said his toll tag account is linked to his debit card, so there was no way to stop the money from being withdrawn, making his week uncomfortable.

"We just got our rent check in, and getting a surprise $2,000 charge was concerning. If this happened to someone who maybe didn't have the means that I have, their rent check could have bounced, or maybe it hurts their credit rating," said Boyd.

"What if we didn't go back to the airport until January? The bill could be $8,000 instead," theorized Boyd.

Again, if he had this toll thing linked to a credit card, it wouldn't have been his money at risk in the first place.

Debit cards are the most dangerous thing the banks have put forth to their customers. Is it any wonder that they give new customers debit cards by default--and that you must ask, specifically, for them not to do (or to undo) the debit card and give you a simple ATM card (like we had 40 years ago, before big finance lobbied for laws that let them stack the deck against customers).
chgo_man99
join:2010-01-01
Sunnyvale, CA

chgo_man99

Member

Re: Comcast - Home broadband and Cell phones

I find debit card not wrong upgrades to ATM cards. The banks could solve this issue by offering overdraft block instead of overdraft fees when customer reach zero or half charge of overdraft fees when they link them to savings for “draft protection”. But they never will because there is no financial incentive. There are some purchases for which you can only use debit cards but no credit cards and alternative is cash but sometimes it’s only check such as DMV in some states or legal marijuana shops that cannot process through visa/Mastercard due to federal law or risk of avoiding chargebacks initiated by customers.
adam1991
join:2012-06-16
united state

adam1991

Member

Re: Comcast - Home broadband and Cell phones

said by chgo_man99:

There are some purchases for which you can only use debit cards

care to share?
said by chgo_man99:

but sometimes it’s only check such as DMV in some states or legal marijuana shops that cannot process through visa/Mastercard due to federal law or risk of avoiding chargebacks initiated by customers.

DMV takes cash. Marijuana doesn't count in this discussion; it's a complete outlier.

Credit cards are FAR superior to debit cards in any and every situation.

Tell me having some entity "mistakenly" taking $2000 or $8000 out of your bank account is better than simply having them charge your credit card.
chgo_man99
join:2010-01-01
Sunnyvale, CA

chgo_man99

Member

Re: Comcast - Home broadband and Cell phones

Debit/credit card online fraud or unauthorized charge by merchant is mainly US problem due to lack of 3D Secure.
You can have more than one checking account and not use your main for debit card transactions.
Of course credit cards are better. But if you are ever late to pay some bill, credit card may be not accepted or get high transaction fee while debit card will be free or low cost while still faster than ACH debit.

They are also much faster for loading money into crypto exchanges than ACH that may make a huge for trade.
adam1991
join:2012-06-16
united state

adam1991

Member

Re: Comcast - Home broadband and Cell phones

said by chgo_man99:

Debit/credit card online fraud or unauthorized charge by merchant is mainly US problem due to lack of 3D Secure.

Credit card law over the many many years from when they started is ultra strong.

My only concern is that any fraud doesn't touch my money. With a credit card, it doesn't.
said by chgo_man99:

But if you are ever late to pay some bill, credit card may be not accepted or get high transaction fee

what does that word salad mean?
ohreally
join:2014-11-21

ohreally to adam1991

Member

to adam1991
said by adam1991:

Debit cards are the most dangerous thing the banks have put forth to their customers. Is it any wonder that they give new customers debit cards by default--and that you must ask, specifically, for them not to do (or to undo) the debit card and give you a simple ATM card (like we had 40 years ago, before big finance lobbied for laws that let them stack the deck against customers).

Because people don't want them. They want to be able to pay in stores without having to constantly take out cash. They want to be able to use it when travelling. They want to be able to use it online.

Unless it came from the regulators, no bank is going to drop to offering cash cards by default, it'd look uncompetitive. Before I was 18, I chose a bank purely based on who was offering an actual debit card.

"just get a credit card" doesn't work for people who either cannot have or do not want one. IIRC credit card companies can charge higher fees to merchants for their use - hence some of being passed on in points or other incentives - so surely the "big finance" conspiracy theory would be to do exactly what you want them to do?

FWIW, for people who live in countries with modern banking systems, card fraud is not that big a deal. My parents actually did get whacked, a company they'd used had stored CC data and got hacked. I think it was resolved in a few days, a call to go through which transactions were fraudulent or not, a form to sign to declare that they were telling the truth, and shortly afterwards their account was re-credited with the lost funds.
adam1991
join:2012-06-16
united state

adam1991

Member

Re: Comcast - Home broadband and Cell phones

said by ohreally:

"just get a credit card" doesn't work for people who either cannot have or do not want one.

everyone CAN get a credit card.

"do not want one"? That's because they're not educated in the ins and outs of credit cards vs debit cards.

Debit cards are the most insane product ever.

••••••••••••••••••••••••••

Anon29d96
@149.19.49.x

Anon29d96 to adam1991

Anon

to adam1991
It requires autopay to a credit/debit card only for the discount, not your banking/routing number

Anon7367a
@47.13.109.x

1 recommendation

Anon7367a

Anon

Re: Comcast - Home broadband and Cell phones

said by Anon29d96 :

It requires autopay to a credit/debit card only for the discount, not your banking/routing number

You see they don't trust that company to not steal money of of their bank account even though they have to use the same account to actually pay for service
mmmdonuts
no regerts
join:2011-02-28
Raleigh, NC

1 recommendation

mmmdonuts

Member

Re: Comcast - Home broadband and Cell phones

said by Anon7367a :

said by Anon29d96 :

It requires autopay to a credit/debit card only for the discount, not your banking/routing number

You see they don't trust that company to not steal money of of their bank account even though they have to use the same account to actually pay for service

You don't seem to understand that your info held by another company you trust can become info taken from them by someone nobody trusts.

Have you ever heard of data breaches?

Anon187e1
@73.124.254.x

2 recommendations

Anon187e1 to adam1991

Anon

to adam1991
said by adam1991:

said by Anon7367a :

All carriers offer a discount for autopay.

his point was, "stored bank account". THAT'S ludicrous.

You want autopay? Fine, here's a credit card. You want direct access to withdraw what your system thinks I owe straight from my bank account? Never. Here's the door. Your competition awaits.

Probably the best one tried to pull Transferwise, which I sometimes use for international transfers . They only give you the advertised rate, if you you let them withdraw the money from your checking account. The point was, that their system actually asked for the username and PASSWORD for the account, claiming that it's absolutely safe. Right. So I had to use a more expensive option.

Anon93f92
@98.42.208.x

1 recommendation

Anon93f92 to Anon7367a

Anon

to Anon7367a
Also Comcast sends overage notice to email of the primary account holder anytime you go close and over account limit, Looks like negligence on entitled Karen who hopes shaming Xfinity will get her what she wants.

•••

tc1uscg
join:2005-03-09
Gulfport, MS

tc1uscg to Anon7367a

Member

to Anon7367a
said by Anon7367a :

) All carriers offer a discount for autopay. it's more than few bucks. With Verizon we have 4 lines and autopay is $40 a month cheaper for the same plan

1. There's a BIG difference to AUTOPAY vs giving them access to your bank account. We have a virtual credit card (numbers) now. Compromising your checking account is more of a PITA than having to freeze and wait for an overnight credit card replacement. Any auto pay I do is on ONE card for that purpose only.

2. I've had Xfinity in the past. You see all kinds of line items on your cable/broadband bill. Didn't have their wireless so I can't say about that.

3. Yeah, she can, but just like millions of other Americans, they get the cheapest they can get and bitch when they go over.


•••••

r81984
Fair and Balanced
Premium Member
join:2001-11-14
Katy, TX

4 recommendations

r81984 to tc1uscg

Premium Member

to tc1uscg
If they had an iphone then it may have kept using cell data without them realizing it. Iphones by default will stay on cell data even when you are on wifi. You have to turn off "wifi-assist". It is a very bad "feature" that people dont realize they have to turn off until too late.
Ostracus
join:2011-09-05
Henderson, KY

2 recommendations

Ostracus

Member

Re: Comcast - Home broadband and Cell phones

MVNO, pay as you go. Rather hard to "go over" so wifi-assist isn't a handicap.

tc1uscg
join:2005-03-09
Gulfport, MS

tc1uscg to r81984

Member

to r81984
said by r81984:

If they had an iphone then it may have kept using cell data without them realizing it. Iphones by default will stay on cell data even when you are on wifi. You have to turn off "wifi-assist". It is a very bad "feature" that people dont realize they have to turn off until too late.

Not sure what she had but to save battery drain, she could have turned it off and just didn't turn it back on. But the main point was, that she paid more than she thought she needed to pay so she was going to stop in the store to try and get it worked out. Another issue when I was reading about the various plans they offered since Comcast says they are so popular, I saw the part about getting a discount, give us access to your bank account. The brakes locked up on that idea.
mmmdonuts
no regerts
join:2011-02-28
Raleigh, NC

2 recommendations

mmmdonuts to tc1uscg

Member

to tc1uscg
said by tc1uscg:

Then I saw this about why the prices seemed like everyone else's, "with a stored bank account ($5/mo discount applies with a stored credit card)" and wondered is this what we are coming to? Giving access to our bank accounts to save a few bucks? Who the hell would do that?

I see this all too often and avoid it like the plague. The mediocre incentive of saving some money for the convenience of having direct access to my accounts and info. On top of that you have banks eliminating virtual CCs left and right, Paypal getting rid of Key and an overall reduction of payment options and payment processors deemed acceptable. <tinfoil> It's almost as if some "entity" is reigning-in control of financial transactions and the flow of money. </tinfoil>

••••••
Eth_Rem
Premium Member
join:2009-06-17
Littleton, CO

2 recommendations

Eth_Rem to tc1uscg

Premium Member

to tc1uscg
These days most people have more than one bank account. I have no problem giving access to my secondary Navy Federal account.

••••••
chgo_man99
join:2010-01-01
Sunnyvale, CA

1 edit

chgo_man99 to tc1uscg

Member

to tc1uscg
Hmm, not really, the only fintech I have is wise (old TransferWise) mainly as backup when I go next time to Europe or anywhere abroad to pay for little expenses and avoiding paying foreign transaction fees each time I pay, especially on large like hotel stays which can add up. I also have it in place if I need to wire transfer abroad and not pay arm and leg from traditional US bank.
I have regular Chase visa for foreign online purchases which found is only card that worked for me with Visa Secure (3D Secure) scheme (train tickets, mobile phone purchase as gift). Unlike in the us where merchant can charge directly, there is one more layer that involves explicitly approving attempted online transactions using 2FA from mobile app tied to credit card. Chase worked well for that but BoFA failed for me.

Unbundled
But When ? ?
Premium Member
join:2010-09-13
Irving, TX
Technicolor E31T2V1

Unbundled

Premium Member

Auto-Pay

I have nothing set for Auto-Pay to my Bank account number or Bank Debit Card number.

I do have Auto-pay set up for some things to my bank Credit Card number.

I manually authorize payment for my monthly auto loan payment from my bank account.