-- Federal offices and courts will be closed Monday for Columbus Day, one of 10 federal holidays.

-- There will be no home mail delivered Monday, except Express Mail.

-- Most post offices will be closed.

-- Most banks will be closed Monday, although some will be open. Check your local branch for details.

-- The New York Stock Exchange, Nasdaq and other financial markets are open Monday.

-- All city, county and state offices will be open as usual, along with public schools, community colleges and universities.

-- Garbage pickup and bus service will be unaffected by the federal holiday.