  Romney2012Defeat Obama 2012-Chg we can believe inPremium
join:2002-03-03
USA
kudos:4 |  System doesn't bill phone acct but credit card
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 n2jtx
join:2001-01-13
Glen Head, NY
 ·Optimum Online
| Count Me Out I'll stick with my good old credit cards though I would not mind having "chipped" ones like they are using in Canada. I do not even bother with a debit card as those too have limited legally enforced protections.
Having seen how cell phone companies can screw up just your cell phone bill, do you honestly trust them to bill you correctly for non phone service items?
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I support the right to keep and arm bears. | |
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| | hmmmm I guess I'm the minority because there is no way in hell I ever plan on using this.. | |
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 |  MSaukMSaukPremium
join:2002-01-17
Sandy, UT
 ·Vonage
| Re: hmmmm I used it and really liked how easy and fast it was to use.
Also I am shocked (well I guess not to shocked) at how far behind we are when it comes to CC security here in the US. Over in Europe back in 99 they were already used CC's or bank cards with chips in them!
Hell we still don't have that here. How sad is that!
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| | Romney2012Defeat Obama 2012-Chg we can believe inPremium
join:2002-03-03
USA
kudos:4 | Re: hmmmm said by MSauk:I used it and really liked how easy and fast it was to use.
Also I am shocked (well I guess not to shocked) at how far behind we are when it comes to CC security here in the US. Over in Europe back in 99 they were already used CC's or bank cards with chips in them!
Hell we still don't have that here. How sad is that!
Sure we do. I know a couple people with chips in their MC credit cards and they just wave card over the MasterCard PayPass terminals at CVS, WAWA, RiteAid, Home Depot, Mcdonalds, Sunocos, etc,etc.
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The nine most terrifying words in the English language are, I'm from the government and I'm here to help.
»www.politico.com/2012-election/
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| | | | | Re: hmmmm But it's pretty much useless since so few places support it. I worked at a large movie theater chain for a few summers and I *think* we had those wireless CC reader things, but nobody in the staff knew how to work them and no customers ever used them. I have no idea if our cash register software even accepted them. Most of the time the readers were stuck between the cash register and the wall. | |
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| | | MSaukMSaukPremium
join:2002-01-17
Sandy, UT | But over there it seems to be mandatory? (more of a question then a statement) or widespread than in the US.
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| | | | | | Re: hmmmm said by MSauk:But over there it seems to be mandatory? (more of a question then a statement) or widespread than in the US.
In Europe, chipped credit cards are the default. Merchants are supposed to be able to accept the obsolete magnetic stripe cards, but not all do. And many ticket machines (like for the railroads) do not accept magnetic stripe cards. This issue comes up a lot on travel sites. | |
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| | | | | MSaukMSaukPremium
join:2002-01-17
Sandy, UT Reviews:
·Vonage
| Re: hmmmm Yep, like I said when I was over there in 99 it seemed pretty standard. So why have the CC companies been so far behind the times here? Why is that acceptable to not be secure? Fraud is good for them? Hoping that most people miss it? I don't know but it does frustrate me that we are not ahead more tech wise in that area.
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 ·AT&T U-Verse
| said by Romney2012:said by MSauk:I used it and really liked how easy and fast it was to use.
Also I am shocked (well I guess not to shocked) at how far behind we are when it comes to CC security here in the US. Over in Europe back in 99 they were already used CC's or bank cards with chips in them!
Hell we still don't have that here. How sad is that!
Sure we do. I know a couple people with chips in their MC credit cards and they just wave card over the MasterCard PayPass terminals at CVS, WAWA, RiteAid, Home Depot, Mcdonalds, Sunocos, etc,etc. It's not the same! The "chipped" cards from Europe have contacts just like an old phone card. This has nothing to do with the wireless "paypass" feature.
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| | | | | | | Re: hmmmm ...and you're free to pay foreign transaction fees too with those banks. | |
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·AT&T U-Verse
| said by jjeffeory:...and you're free to pay foreign transaction fees too with those banks.
As opposed to having to carry large amounts of cash and having the same fee (if not higher) buried into the exchange rate at some currency exchange place. | |
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·Hargray Cable
| Re: hmmmm said by cowboyro:said by jjeffeory:...and you're free to pay foreign transaction fees too with those banks.
As opposed to having to carry large amounts of cash and having the same fee (if not higher) buried into the exchange rate at some currency exchange place. Cash is actually more expensive then using any CC when in a different country. | |
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| | | | | | | | | Currency exchanges are always more expensive than a visit to a local bank. | |
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·AT&T U-Verse
| Re: hmmmm said by chgo_man99:Currency exchanges are always more expensive than a visit to a local bank.
Not always, sometimes. Airports and hotels are the places with the worst rates.
Even exchanging at the local bank is a rip-off. Depends on currency and the country. And selling back your unused foreign currency for USD is even worse. | |
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·AT&T U-Verse
·Mediacom
 ·T-Mobile US
 ·Clearwire
·AT&T Wireless Br..
·Comcast
·AT&T DSL Service
·RCN CABLE
| Re: hmmmm said by cowboyro:said by chgo_man99:Currency exchanges are always more expensive than a visit to a local bank.
Not always, sometimes. Airports and hotels are the places with the worst rates. Even exchanging at the local bank is a rip-off. Depends on currency and the country. And selling back your unused foreign currency for USD is even worse. I agree. When came back from Canada, I had $10 Canadian dollars left in my wallet, and got back only $5.XX since local exchange ripped off this transaction $3 just for transaction. | |
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| | | | | | | | | jp10558Premium
join:2005-06-24
Willseyville, NY | Re: hmmmm I don't know how workable it is for changing countries, but there are online services like »www.xe.com/fx/how.php ... Not sure if you'd save money once you got the funds to them and then back out... | |
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| | | | | | | | | | | Re: hmmmm this is for cashless transactions, not exactly something for $10 in cash. | |
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·Hargray Cable
| said by gballer :I guess I'm the minority because there is no way in hell I ever plan on using this..
I really think only an idiot would trust a cell phone company with this. I don't trust them to get a bill right and would never have them automatic debit my account let alone anything else. | |
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| | | elray
join:2000-12-16
Santa Monica, CA Reviews:
·SONIC.NET
·RoadRunner Cable
| Re: hmmmm said by chgo_man99:starbucks already uses this form of payment if you have a starbucks card registerd. Its worth it since it cost no extra but gives you discount on flavored lattes, free coffee refills and membership privileges. You can't leave store and come back though if you want free refill.
"Free refills and membership privileges". Is that all it takes to surrender? | |
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| | Google Wallet I'd prefer something more like Google Wallet where it just stores your regular credit card information to pay via NFC. I would assume and hope that these transactions would have the same protections a standard credit card purchase would have.
The only thing Google Wallet needs to do is expand the types of cards you can use with the service (currently limited to Citi MasterCard and Google prepaid card). | |
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