Well, the only thing that comes to my mind is the good ol' saying "Sh*t Happens", sounds like they dropped the ball on that one.
It's amazing how that works, the things in life you try to micro-manage (to avoid mishaps), are what end up coming back to bite you in the butt...
Sorry to hear about it though, hope they "Hooked You Up" (no pun intended) with those incentives

Steve