said by Warzau:I'll tell you this Amex is the only CC that hasn't budged their APR for me. While others have gone up I transfered to Amex and paid it off, and rinse and repeat. I only have a couple hundred dollars on Amex and it's still the same APR.
I do have an AMEX that was acquired through Dillards (as stated above) but I am scared to carry a balance on it since AMEX is supposed to be paid in full each month. I know it has interest rates associated with it, but I am just not that familiar with AMEX practices. Their interest rate isn't the best, according to the paperwork I last received, but it sure is better than 23.99%.