said by phxmark:
Any MP3s I have were made from CDs I have, which I bought at Pawn Shops, or borrowed from friends.
RIAA would argue that you are a pirate.
Pawn Shop: they were not paid an additional license fee when the CDs were sold from their original "owner" to the Pawn Shop, and again when the Pawn Shop sold them to you. They're wrong of course, but that's what they would argue.
MP3s from borrowed CDs: the MPAA would have a pretty decent argument against you. Fair Use allows the original "owner" to make personal non-commercial copies for their own use. But you were not the "owner" of those CDs so your MP3 copies are technically in violation of copyright.
I put "owner" in quotes because under copyright law you really don't own the stuff. You OWN the media (the actual plastic disk or video tape) but you have only purchased a LICENSE to play the song or movie encoded on that media. You don't really own the song or movie; the artist and/or the studio owns it.